Preferred Lenders

Jim Carter, Branch Manager/ Mortgage Consultant, Penrith Home Loans
NMLS ID# 754385, WA-CL 713524, OR-ML 5271

Direct 425-775-3118 | Cell 425-327-5732 | Fax 425-775-3369
jim.carter@penrithloans.com
4211 Alderwood Mall Blvd. Suite 110, Lynnwood, WA 98036

My background spans over 30 years in the real estate and mortgage financing industry and includes construction, development, private financing, and originating countless owner occupied and investment mortgages. The correct financing package that suits the objectives of the client is critical to client satisfaction and success. My goal is to continue to serve my clients with the best possible service and competitive pricing I will satisfy your objectives in a prompt, professional and courteous manner. I look for ward to securing your confidence, trust and assisting with all your futures real estate financing needs.

Over the last 2 1/2 years my wife and I purchased our first home and then refinanced the home. This was a completely new experience for us and we came into with very little knowledge of the process. Jim Carter made every step of these two potentially daunting tasks extremely simple. He walked us through every detail and answered all of our questions as they came up. He made us feel like we were the only client he was working with! He was a true professional throughout and he is our first stop anytime we are thinking of anything to do with real estate now! — AJ & Kristi Parnell, Bothell, WA


Maryanne Coffman, Sr. Loan Officer, First Security Bank Home Lending
NMLS ID 487431

Direct  425.697.8155 | Cell   206.355.1877 | Fax  425.944.9622
m.coffman@fsbwa.com
www.MaryanneCoffman.com
6920 220th St SW #202, Mountlake Terrace, WA 98043

Maryanne has over 25 years experience in the mortgage business and has gained a reputation for being reliable, caring, and an expert in the mortgage loan process. She has earned the trust of real estate agents, financial planners and their referred clients, always taking the extra time to ensure they feel comfortable and knowledgeable with the loan process.  As a real estate investor and homeowner herself, Maryanne can empathize with first time buyers who may be intimidated by the complexities of the mortgage industry.  She invites and encourages new clients to contact her to discuss their goals for homeownership, the current market and new loan programs now available.

Maryanne was extremely helpful during my first home purchase. She was very organized in letting me know exactly what was due and when. Her and her assistant Daisy really made the entire purchase easy. I was never lost or felt unsure of what was happening. She was there for me every step I took, and as a first-time buyer, I especially appreciated that. The next time I purchase a house, I am 100% going to contact Maryanne again!


Kathy Cooley, Sr. Loan Officer at American Pacific Mortgage
MLO-78175

425-478-9008 (cell); (425) 903-3888 (office)
kathy.cooley@apmortgage.com
http://apmortgage.com/employee/kathy-cooley/

808 134th St SW, Suite 205, Everett, WA 98204

808 134th Street SW, Ste 205
Everett, WA 98204
808 134th Street SW, Ste 205
Everett, WA 98204
808 134th Street SW, Ste 205
Everett, WA 98204
808 134th Street SW, Ste 205
Everett, WA 98204

In 2003, I started my career in the mortgage industry. I have found the joy in serving others amazingly fulfilling as they strive to secure their dreams of home ownership.  I am passionate about serving others and it is important to me that I align with a company of the same values: commitment to high service standards, practice with the utmost integrity and honesty, build trust and develop lifelong relationships with clients.   At Mortgage Advisory Group we embrace the values of honesty, integrity and family.  As I learn about my clients lives and help them with their home purchases, I am confident that my team members will embrace each transaction with the same level of commitment that I do. Our turn times consistently outperform others in the industry as does our customer service.  Each transaction receives the highest level of attention and support, creating happy clients for life.  In addition, I aspire to learn; having earned my undergrad degree from Washington State University and my Masters from Chapman University in Southern California.  This love of learning has served me well in the ever-changing mortgage world.  I am constantly taking classes and learning different programs so that I am able to advise my client’s of the best mortgage option for their individual needs.

Kathy Cooley is amazing.  Best customer service experience we have ever had.  We don’t believe we would have gotten our house without her.  First class, amazing, above and beyond. —  Robin and Rick S.

Kathy was awesome – very helpful and always available!  — Katie and Tyler M.


Danny Forbes, Mortgage Banker, Umpqua Bank – Home Lending
NMLS ID 487449
mobile: 206-948-8217
office: 425-673-8231
DannyForbes@umpquabank.com
www.dannyforbesmortgage.com

Danny graduated from the University of Washington Business School in 2005 and has been a Mortgage Banker since graduation.  During that time, Seattle Magazine has named Danny as one of the city’s top Mortgage Bankers for 5 years running!  In 2014, Danny was also awarded as being one of the top 1% of Mortgage Bankers in America!  His business philosophy revolves around catering to each and every client and offering a higher level of service than what is expected.  The end result is a Loan experience that is unparalleled in the Mortgage Industry.

The current buyer’s market is very demanding, so we needed a Lender who was swift, accurate, detailed and option oriented.  Danny fit the bill perfectly and continually refined our loan options to get the job done.  Without Danny, we would not have been able to purchase our home.  – Derek & Julie


Janis Layman, Reverse Mortgage Specialist, Security 1 Lending
NMLS ID 487517

Cell 206-909-5300 | eFax  855-381-1929
janis.layman@s1l.com
www.janislayman.com
11820 Northup Way Suite E200, Bellevue, WA  98109

I have been involved in the mortgage industry since 1983.  I spent the first 13 years of my career in Escrow, transitioning to loan origination in the mid 90’s. In 2009 I was drawn to focus 100% of my efforts on the HECM reverse mortgage program, as I saw what difference it could make in the lives of my clients. I offer unparalleled customer service in a NO-pressure environment.


Craig Paladeau, Mortgage Loan Officer Sales Manager, EverBank

Cell 888.831.1390 | Fax 650.412.9228
craig.paladeau@everbank.com
https://www.everbank.com/_experts/lending/c/craig-paladeau
6464 185th Ave. NE., Redmond, WA 98052

I am passionate about helping families purchase their dream homes and have worked as a loan officer for more than a decade with multiple banks and lending institutions. During this time, I have gained valuable experience in a wide variety of adjustable, conforming, nonconforming, fixed, jumbo, as well as construction loan programs and have built a solid track record of matching families with the right loan for their unique needs. I am never daunted by clients with complicated financial situations or seemingly impossible closing deadlines. These challenges just make my daily job that much more exciting. I have completed loans in more than 20 states, lending just shy of a billion dollars to date.

As a Sales Manager at EverBank, I am pleased to work with a highly-reputable bank that offers a wide variety of programs and terms, among the best available in the industry today. My staff and I are committed to complete client satisfaction, always available to provide guidance and answer questions throughout the mortgage process.

I live in the Seattle area with my wife and 5-year-old daughter, but have been fortunate enough to have lived throughout Europe, Canada, and the U.S., most recently spending the last 15 years in Silicon Valley, CA.  When I am not lending, you might find me running a marathon or working on one of the endless projects in my own home, as I am a consummate “fixer upper.”

We were having issues with a big lender and closing on time, when a friend recommended Craig. Craig met with us immediately, collected our paperwork, and got right to work. We were fully informed, the loan was as promised, and the closing was on time! — Vonna W.